It’s a Game-Changer for Small Business Benefits: HSA Expansion

Written By Gaynor Meilke

If you run a consulting firm, creative agency, or independent business, the One Big Beautiful Bill Act just gave you a powerful new tool for attracting and retaining talent.

Starting in 2026:

  • Bronze insurance plans will qualify for HSAs.

  • Telehealth coverage is permanently deductible-free.

  • Lower premiums + tax-advantaged savings = smarter benefits strategy.

This means you can offer more competitive benefits at a lower cost—without sacrificing employee satisfaction. For example, bronze plans are cheaper, and now they come with HSA eligibility too.

But implementation isn’t plug-and-play. These changes require thoughtful financial planning, compliance checks, and strategic rollout.

Whether you're managing a sports agency, staffing firm, or boutique consultancy, this legislation affects your bottom line and your ability to scale. We help specialized businesses navigate regulatory shifts and optimize their financial strategy. 

Let’s future-proof your benefits offering.

Gaynor Meilke
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